Some Aggressive Action Underway
Small and mid-caps section of the stock market have corrected quite a lot in the last six months to the extent of almost 25 to 30% on the index and almost 50 to even 70% on individual stocks… Situation seems to be stable note and correction seems to be...
Defaults Really Happening
In the last about six months we are hearing news about large, established, well-rated Indian companies defaulting on their debt i.e. loan obligations. Default not only in interest payments but possibility of defaults in returning the principal as well....
3 Great ways to celebrate Women’s Day
A woman provides the necessary support system required to run the household - that is the traditional thought. When needed the woman can also come to the forefront and be the backbone required to support the business and the decisions is therein. This they can do...
How market crashes happen?
1. Fake Predictions: a. When market falls, people start predicting falsely about the sectors, eg. Banks will sink, Companies becoming bankrupt, etc. On recovery of the market scenario, people start predicting exactly the opposite. 2. Psychology of the Investor: a....
ULIPS VERSUS MUTUAL FUNDS. What can help you win?
The LTCG tax has restarted the fight between these two arch rivals Ever since the LTCG tax was announced in the Budget, insurance companies have been busy highlighting the tax-free nature of Ulips. But the taxability of income is not the only parameter on which an...
The FRDI Bill: Stop Worrying So Much.
The financial resolution and deposit insurance 2017 What is this bill about? This bill is to protect consumers. It is meant to safeguard consumers in the event of the failure of any bank or an insurance company. The bill wants to make sure that a financial...
Things to do before 31st of March
Publication details: Money Manager – CNBC Bajar – 16-02-2016 Responses, opinion and view from Kartik Jhaveri. What are some of the things one must keep in mind before it is 31st March? Let’s begin by talking about business owners. What must they do before its March...
Property buying tips for young couples
Publication details: Money Money Money – 05-10-2016 Responses, opinion and view from Kartik Jhaveri Buying a home together is one of the most major decisions you may take as a couple and probably the most expensive one as well. It can be a daunting process hence it is...
Don’t be in a rush to prepay your home loan
Publication details: Property Hotline – MB Now - 22-09-2016 Responses, opinion and view from Kartik Jhaveri Question sent by Ankur:- I have Rs. 45 lakhs that I got from the sale of a property. I also have a home loan of Rs. 36 lakhs on another 3 BHK property located...
Is home loan insurance the best option to cover your liability?
Publication details: Property Hotline – MB Now - 22-09-2016 Responses, opinion and view from Kartik Jhaveri Question sent by Ajay:- I took a home loan of Rs. 25 lakh. I want to get coverage for that amount. I am considering either home loan insurance or term insurance...
Retiring early? Think again…
Publication details: Investor’s Guide – ET Now - 01-09-2016 Responses, opinion and view from Kartik Jhaveri Question sent by Mr. Abhishek Singh:- I am looking at creating a pension fund. I am 37 years old and plan on retiring at 45. I am looking at making a one time...
Think before you act…
Publication details: Property Hotline – MB Now - 11-02-2016 Responses, opinion and view from Kartik Jhaveri Question sent by Mr. Deepak:- I took a loan of Rs. 10.5 lakhs with tenure of 25 years at an interest rate of 9.65%. I took the loan 2 months ago and I want to...
One right move…
Publication details: Investor’s Guide – ET Now - 28-07-2016 Responses, opinion and view from Kartik Jhaveri Question sent by Mr. Krishnan:- I am an NRI and 30 years of age. I have invested Rs. 25 lakhs in NRE FDs and pay a premium of Rs. 20,000 every month for BAJAJ...
9 must have financial habits for wealth creation
Publication details: Money Manager – CNBC Bajar – 06-05-2016 Responses, opinion and view from Kartik Jhaveri. Money can be earned, but wealth has to be created. Each one of us aspires to be rich and wealthy. But due to lack of awareness and at times sheer idleness, we...
If you get an income tax notice…
A tax notice can be intimidating. However, before you panic, take the time to find out why exactly a notice has been sent to you and what the implications are according to the sections mentioned. SECTION 131 (1A) You will get this notice if the assessing officer (AO)...
Guide to section 80C deductions
All the investments, expenditures you can claim as tax break under Section 80C Most of us are already well aware of the deduction available under section 80C of the Income tax Act, 1961. The maximum amount of deduction that can be claimed under section 80C is Rs...
Rules of thumb – What works and how?
Publication details: Money Manager – CNBC Bajar – 16-11-2015 Responses, opinion and view from Kartik Jhaveri. While financial rules of thumb are easy to understand and provide a good starting point, they are not perfect substitutes for thorough analysis and...
Are you neglecting these habits?
Publication details: Money Manager – CNBC Bajar - 07-07-2016 Responses, opinion and view from Kartik Jhaveri. Good financial habits can take you a long way on the path of financial well...
11 sources for raising loans for businessmen
Publication details: Money Manager - CNBC Bajar - 02-06-2016 Responses, opinion and view from Kartik Jhaveri. Debt financing is a very imperative for any businessman. Be it in the inception stage for raising seed capital, or at any moment during the course of the...
The crash course that’s not being offered in B-school
From optimism to opportunity, ideas to innovation, these business leaders have got all subjects covered - in less than 30 seconds. Business tutorials in short from the best in class: TALENT “Talent is extremely important. It's like a sports team, the team that has the...
