We all like to have a second income becuase that gives us independence; from the work we do, from the routine we have and from the time commitments we need to make to earn a living.

How can you have an income for Rs. 1 lakh forever? We present you two ideas, one which is safe, tax free and guaranteed. The other idea is high growth, has great potential but has a little tax.

Idea

Guaranteed Option

Growth Option

 

 

 

Investment

Rs. 1 lakh
monthly

Rs. 1 lakh
monthly

Time

10 years

10 years

Taxation

Tax Free

Taxable @
10% (LTCG)

 

 

 

Product

Premium in
Insurance policy

SIP in
Mutual Funds

2nd Income

Starts
from 11th year

Starts
from 11th year

Income
Amount

Rs. 1 lakh
monthly

Rs. 1 lakh
monthly

Additional
Income

Not
Possible

Yes ; 7% more every year

Income
Duration

For 30 years

Lifetime

Exit
Option

Yes; via
policy surrender

Yes;
Anytime

 

 

 

Fund Value
in 10 years

Rs. 1.2
crore

Rs. 2.4
crore

Fund Value
in 20 years

Rs. 1.2
crore

Rs. 4.8
crore; After income payouts

Fund Value
in 30 years

Rs. 1.2
crore

Rs. 9.4
crore; After income payouts

Fund Value
in 40 years

Rs. 1.2
crore

Rs. 19.6
crore; After income payouts

Expected
Rate of Interest

Approx 6%

Approx 12%

 

 

 

Plan
Success

100% Guaranteed

98% Probability

Risk
Factor

Zero Risk

High Risk

Give us a call on 022 – 4002 4043 / 44 / 45 OR +91 79778 77924 to know more. If you prefer, you may also send a WhatsApp message @ 79778 77924.

Click here for a call back

Call Back Form

E-MAIL

info@transcend-india.com

CALL

+91-22-4002 4043 / 44 / 45

FIND US

Nariman Point, Mumbai
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9:30am – 6:00pm

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