by Jhaveri Kartik | Jul 14, 2015 | Financial Planning, Plan your Finance - Articles, Risk Management
Dear Readers, Mint Money has come up with an article on various ways to control the flow of black money and highlights of Black Money and Imposition of Tax Act 2015. Along with encouraging electronic payments, ways should also be devised to discourage transactions in...
by Jhaveri Kartik | Jan 12, 2015 | Financial Planning, Other Investment Options, Risk Management
1) How should one plan his finances in new-year keeping in mind the rules of financial planning? For lumpsum investments towards long term goals we recommend STP route for investments in mutuals with deployment spread over 24 – 36 months. This period can be reduced...
by Jhaveri Kartik | Apr 1, 2013 | Risk Management
Antivirus Update: Are you paying a higher premium while renewing? I am referring here health insurance or in common parlance 'mediclaim'. I think that many of us, who have taken such mediclaim policies, are not aware of the 'loading' factor....
by Jhaveri Kartik | Feb 19, 2013 | Personality, Risk Management
The below article is taken from Hindustan Times Brunch (Sunday magazine) dated February 17, 2013. This article is beautifully written by Seema Goswami and I strongly felt that it is worth sharing here with you all. Life is too short. Life can be fragile. It can end in...
by Jhaveri Kartik | Jun 28, 2012 | Risk Management
“You should take a life cover of 8-10 times of your annual income.” Does not this sound like a gospel now-a-days? Yes, almost! To some of us this is more surprising as we are receiving these calls from the same insurance agent who, just a year back or so, did not even...
by Jhaveri Kartik | Apr 3, 2012 | Risk Management
Myths – It takes time to develop. Years, generations go by, then someday we realize that there are better ways of doing something. Till then it was an accepted practice or habit. We have a natural tendency to follow others who have taken the same path before...