by Jhaveri Kartik | Mar 26, 2013 | Debt Management
Now, we know that interest rates of small / post-office savings schemes are bound to get revised every year. The new rates (can be higher, lower or same) will remain applicable from 1st April every year. So if you invest in SCSS, PO MIS, NSC or PPF 1st April,...
by Jhaveri Kartik | Sep 14, 2012 | Debt Management
Bad news – Bank FD interest rates are coming down – first declared by PSU banks and now by Pvt. Sector banks. Corporates whose FDs are open are likely to follow the suit soon. Good news – Corporates NCDs have started pouring in and offering interest rate ranging...
by Jhaveri Kartik | Aug 31, 2012 | Debt Management
Market is flooded with Capital Protection Oriented (CPO) funds. Every fund house is coming with such close-ended schemes at regular interval. New Fund Offers (NFO) is often backed by either analyzing the best opportunities prevalent in the current market or by finding...
by Jhaveri Kartik | Apr 19, 2012 | Debt Management
Feeling stressed? Well, it could be because you still haven’t paid back your home loan! Yes, loans and other sources of debt are one of the biggest causes of stress these days. More and more people dive into a loan without thinking if they can afford to pay it...