Two reasons you are not getting rich

“My salary is great, I save a lot of my income and make investments regularly. So, why am I not getting rich?” If you find yourself asking this question all the time, let’s do a reality check. In all probability, there are two reasons that get in the...

Term Insurance – Myth and Reality

“You should take a life cover of 8-10 times of your annual income.” Does not this sound like a gospel now-a-days? Yes, almost! To some of us this is more surprising as we are receiving these calls from the same insurance agent who, just a year back or so, did not even...

Inaction is part of the strategy

The principle of civilisation is to move on. Shrug off excesses from time to time and move ahead. History is witness to this phenomenon. I call this long term historical inertia. The broad objective here is prosperity and the end of one era or phase signifies the...

Readymade solutions – An analysis

‘Readymade Solutions’ to create a corpus for your child’s education or for your retirement or for that matter any other financial goals are being offered by Mutual Fund houses or Asset Management Companies (AMC) in different fashions and names – have not we all come...